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SSS Benefits You Need to Use Every Year

Every employee that is a member of SSS is entitled to a number of benefits aside from retirement. This includes disability, sickness, maternity and even death. And in this article, you’re going to learn everything you need to know about your benefits and how much financial assistance can you expect.


Every SSS member is entitled to a daily cash allowance for the number of days they are sick or injured. However, the member must be confined in a hospital for at least four days, has paid at least 3 months of contribution within the last 12 months, has used all the company sick leave from work and has informed the ER or SSS regarding the claim.

Each member can claim 90% of their average daily salary credit as their daily allowance in the hospital. A maximum of 120 days of daily sickness allowance is given for each member, each year. Just take note that any unused days cannot be forwarded to the following year. For more information, visit this link.

Also Read: PhilHealth Benefits You Didn’t Know You Have


Every female SSS member can also claim daily cash allowance when on maternity leave. Members just need to make sure they have paid at least 3 months of contribution and has notified her ER or SSS before claiming. And unlike the sickness assistance, maternity cash allowance gives 100% of the member’s average daily salary credit. However, each member can only claim 60 days for normal delivery and 78 days for cesarean delivery.

For more information, check this link.


Any member who has suffered total or partial permanent disability is entitled to claim the disability benefit. This time around, only one month of contribution paid is needed to claim this benefit. Depending on the type of disability, a member can either claim monthly pension or a lump sum amount.

For more information, read from this link.

Death and Funeral

Just like the disability benefit, beneficiaries are entitled to claim a monthly pension or lump sum to the deceased member. As for the funeral grant, the person who pays the funeral will be entitled to claim 20,000 to 40,000 pesos from SSS. All that needs to be done is to fill up the funeral claim application form and other documents.

For more information, check this link about death benefit and this link for funeral benefit.


As soon as the member retires, he or she can claim her retirement benefit by monthly pension or lump sum. Members with at least 120 monthly contributions are qualified and have reached the retirement age depending on their employment. In addition, retired members can also claim an 18-month advance pension when the need arises. For the complete information regarding this benefit, visit this link.

Also Read: Benefits You Didn’t Know You Have as a Pag-IBIG Fund Member



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